Why Doesn’t God Give Me What I Want?

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Being a parent teaches me a lot about how I relate to God – and vice-versa. I feel like I’m always learning valuable spiritual lessons from my experiences with my son, which is why I wrote my last article entitled Lessons Learned from a Toddler. Immediately after writing that article, God showed me another powerful spiritual truth from an interaction with my son, but this lesson seemed like a big one that I have dealt with many times in my life, and it seemed worthy of an article all its…

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Investing God’s Way

“My God shall supply all your need according to his riches in glory by Christ Jesus.”-Phil. 4:19 There is a law of sowing and reaping in both the natural and the spiritual realms. And it’s a law that works! Yet from my experience, more people fail when it comes to faith for finances than for anything else. The reason is that they’re trying to exercise faith for finances, but they haven’t planted any seed! They want God to bless their finances even though they haven’t sown anything. The Bible plainly…

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Giving Your Life Away

Jesus is all about loving others with everything you have, in every moment, in proclamation of the eternal life He offers. He said:“The Spirit of the Lord is upon me, because he has anointed me to proclaim good news to the poor. He has sent me to proclaim liberty to the captives and recovering of sight to the blind, to set at liberty those who are oppressed” (Luke 4:18).“Go and tell John what you have seen and heard: the blind receive their sight, the lame walk, lepers are cleansed, and…

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Economics: A Result of the Fall

On Tuesday I was part of a conference call with Ed Lazear, Chairman of the President’s Council of Economic Advisors, to discuss “the nation’s economic challenges.”  The call was oriented to economists and over my head.  But you do not need to understand the fine points of securitizing assets, Alt-As, and the LIBOR rate to know that the heart of the problem is bad debts.“Economics,” said the eminent British economist Lionel Robbins, “is the study of the use of scarce resources which have alternative uses.”After quoting Robbins, Thomas Sowell in…

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4 Principles to Spark Explosive Financial Success

Many families come together each Fourth of July to celebrate our country’s freedoms. Freedoms our forefathers fought diligently to protect and maintain for all future generations of Americans. My family’s July Fourth tradition, like many, involves a day spent with family and friends playing games, grilling, and enjoying one another’s company. It always culminates with an explosive fireworks display set to a number of patriotic songs.For the past three summers my family has spent the holiday in a quaint little town in Montana. As locals gather decked out in their…

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7 Ways Christian Business Leaders Can Conquer Worry

Know that feeling when you’re overwhelmed, frustrated, and worried about your work?Well, of course you do! We all do.But, I’m convinced that worry is one of the most devastating hindrances to success for entrepreneurs and business leaders, both personally and professionally.Think about it. You’re running out of money, your customer base isn’t growing quickly enough, and your original sense of vision and excitement becomes dampened. It could be because of multiple roadblocks, or things just not working as you anticipated and as fast as you hoped.You may sense you can’t…

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Are You Storing Up Earthly Treasures?

Then someone called from the crowd, “Teacher, please tell my brother to divide our father’s estate with me.”  Jesus replied, “Friend, who made me a judge over you to decide such things as that?” Then he said, “Beware! Don’t be greedy for what you don’t have. Real life is not measured by how much we own.”And he gave an illustration: “A rich man had a fertile farm that produced fine crops. In fact, his barns were full to overflowing. So he said, `I know! I’ll tear down my barns and…

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Begrudging My Cheerful Giving

Begrudging My Cheerful Giving:It was a hot Saturday morning. My family had driven two and a half hours from our home in Lae, Papua New Guinea, to worship with a growing village church in the Markham Valley. We sat under a shady tree on a woven mat just meters from the over packed church listening to the pastor’s sermon. Seated beside us were a young woman and her 12-month-old son. My husband had given the baby our keys to play with—I couldn’t help but notice that the little fellow had…

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How much money should I give to Church?

Within some churches, everyone who attends is encouraged to give 10% of their income to the church. This is called tithing – in the Old Testament the Israelites were required to “tithe” (give 10% of their income) to pay for the priests in their temple. Although many Christians tithe, there is nothing in the New Testament that suggests tithing must still be done. In fact, it’s clear that we are no longer under the law of Moses, but under grace.So instead of automatically giving 10%, (which would be easy to…

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Money Changes Everything

All couples have disagreements about finances—what to save, how to spend. Research indicates that it’s more common for spouses to fight about money than about sex or in-laws. Daryl and Angela Dickhudt, of Bloomfield Township, Michigan, believe the statistics. In ten years of married life, finances have proved to be their biggest relationship hurdle. And, believe it or not, their troubles began after they became financially comfortable. Poor, but HappyNeither Daryl nor Angela was working when they married soon after graduating from Kalamazoo College. “We had this happy-go-lucky attitude,” Angela…

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For Richer or Poorer

Like a lot of folks today, times are lean in our household. Charlie and I watch every penny … as it rushes out the door to keep some creditor at bay. It wasn’t always this way for us. Four years ago, we opened a Christian business and enjoyed the bounty of being paid well for hard work. Our income rose over six figures and we loved giving our toddler son vacations to Florida and trips to see the grandparents while doing work that would further God’s kingdom and put Truth…

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The Truth About Ambition

In recent decades, women have made some great advances in education and in the workplace, but we still lag behind men when it comes to compensation, promotion, and executive-level management. This remains true, even though the nation’s top colleges are graduating more women than men.Bernice Lavin, a mother of three and high-powered executive of a multi-million dollar corporation in the early ’70s, is one of the women CNNMoney described in its article “The Most Powerful Women in Business—Then and Now.” Lavin claimed that although the women in her sales force…

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Godliness Makes a Difference

Godliness will make a difference in your life and also enable you to make a difference in the lives of those around you. The Bible says godliness is profitable in all things. This is talking about prosperity for the whole man—spirit, soul, and body. In addition, the Bible says that the profit godliness brings is for this life and the life to come. And the profit that godliness brings in this life includes more than just finances and material profit.First Timothy 4:7–8,15 says, “But refuse profane and old wives’ fables,…

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A “Good Fight” Over Money?

A lot of couples fight some; some couples fight a lot. And according to a 2012 AICPA survey in the Wall Street Journal, numerous studies report that couples fight more about finances than any other issue. The survey revealed the following stats:On average, couples fight about money at least three times per month. That made it the most volatile topic, ahead of fights about children, chores, work, or friends.The most common cause for money arguments (58 percent) focused on differing opinions of needs versus wants.Forty-nine percent of couples argue about…

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How Can We Cope in a World of Rapid Change?

 If you have children or grandchildren, chances are you can’t help but notice what a different world they’re growing up in compared to when you were their age.If you tell them what life was like when you were young, they may be astonished at how different things were “back then.” I know when I tell my 14- and 16-year-old sons stories from when I was their age, they have a hard time grasping the concepts of typing term papers on a typewriter, writing out letters by hand, only having four…

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Discipline with Money

The key to money management is discipline—and by that I mean self-discipline. Self-discipline means you can control yourself without supervision or coercion from someone else.  Are you an adult about money?Here’s how adults behave:Adults accept the reality of their income and adjust their “wants” and even to some extent their “needs” accordingly.  An example of this would be that a family of limited means who is shopping for a car may look at used cars and request to see only those models that fall below a certain maximum figure.  A…

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Have you Been Cut Off from God’s Rich Blessings?

In today’s world we are faced with many difficulties each and every day.  While the difficulties we face vary, for most of us there is one common area that we struggle with and that is with our finances.Today more than ever we are facing financial and economic crisis that is leaving many with barely enough to scrape by with.  We as a nation have had to make major cut backs in our spending, and unfortunately for many that includes the giving of their tithes.If you do not currently give tithes…

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When You Should and Shouldn’t Give Money to Your Parents

If you suspect that your parents are having money problems, you are probably pondering if and how to broach the topic with them. Of course, if they have already asked you for money, feel free to ask them what is going on. But in most cases, even if they are being harassed by collectors, have had a car repossessed, or keep very little food in the house, they probably won’t say a word . . . meaning you may need to.One way to do this is to listen to them…

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A Look into Financial Fasting

The Bible talks about fasting in both the New and Old Testaments. We read about Nehemiah fasting and praying for the children of Israel because they were in a time of trouble. Daniel fasted and prayed for three weeks drawing nearer to God. David fasted and prayed in a time of personal repentance. Paul and Barnabas fasted and prayed before presenting leaders in the church.There’s a close relationship between fasting and praying because fasting is a time for you to draw nearer to God. Spending time with God in prayer…

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How to Get Your Spouse Involved With Your Family Finances

I really liked the financial sheet you created and was very excited to continue with it. However, I’ve wanted my husband to learn it as well since he is the big spender. He refuses to learn it and my health is deteriorating more and more every day. Every time I even mention the expenses, it bothers him and he seems to become very upset.I don’t know how to get him involved in the finances of our home.Any suggestions?Our reader is not alone; many husbands and wives share her frustration. Hopefully,…

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How To Select A Financial Advisor

Now that 2011 is before us, many have made New Year’s resolutions and goals.  Financial goals are one of the most popular goals along with getting healthy and losing weight.  When many look at their finances, they have many options.  They can do their own research, read some financial books, visit great financial blogs, or even seek out a financial advisor.  In the past 16 years of being an advisor, I have seen a life’s worth of financial mistakes of which many revolve around the source of the advice.  Here…

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Should a Stay-at-Home Parent Have Life Insurance?

Some time ago I read a featured article on Forbes that really highlighted the underestimated aspects of financial planning for a family that has a stay-at-home parent. If your family is a one-income family with a full-time stay-at-home mom or dad, you realize how important it is to plan for emergencies that might keep the family from eating. We build emergency funds in case the sole breadwinner loses their job. We take out disability insurance on the employed spouse in case they get hurt and they’re unable to work.These safeguards are…

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Do You Need Supplemental Cancer Insurance?

A reader recently inquired about supplemental cancer insurance (paraphrased):I’ve been reading your posts for about a year, and one topic I would like more insight and counsel on is supplemental insurance. Recently I was approached about a cancer policy from a fellow Christian. I’m having reservations about the practicality of it – each circumstance is different. Is supplemental cancer insurance worth it?We’re not licensed insurance agents here at ChristianPF.com, so make sure to seek professional advice. But this is an interesting topic for us all, so we’ll take a stab…

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Is Life Insurance a Waste of Money?

Have you ever bought something that didn’t do what you wanted it to do? It’s frustrating when something doesn’t work the way it’s supposed to right out of the box.When reality doesn’t meet our expectations, we get disappointed.So when I heard a 50-year-old man complaining that he wasted 20 years of his life paying into a term life insurance policy, I couldn’t help but think: Is life insurance a waste of money, or did he just not have the right expectations going into it?What Good is Life Insurance?Not everyone needs…

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How To Help Family Members With Money Problems

When you love someone is is hard to see them suffer.  This is especially true when you know their financial woes could easily be avoided by a little financial knowledge and a some wise choices.But, how do you force someone to gain financial knowledge?  How to you help someone to make wiser choices?  How do you minister to family members who keep making bad money choices?A guide for helping family members with money problems1. Remind yourself of your own imperfectionsWe all have strengths and weaknesses.  You might be financially fit…

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How to Talk With Your Kids About Money Issues

I can remember asking my parents to just write a check to pay for something that was ‘too expensive.’ When you’re a kid, money is something that just appears in your dad’s wallet and checks are used to buy things that you don’t have money for!It wasn’t until I started saving my own money that I realized that you couldn’t just write a check or swipe a card to buy everything you wanted.The scary thing is that a simple concept like this hasn’t caught on for the millions of people…

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How to quit spending more money than you make – GS8

So, you spend more than you make – you are not aloneThis is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Credit card companies have simplified the process so much that it requires quite a bit of discipline to live only on the money you make. This is a difficult task, but it is the first step (and most crucial) for most people to financial freedom.Just like there are more than one way to “skin…

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Biblical Purposes for Money: 3 Concepts and Principles

As a mom, I want my children to have a firm grasp on money as they grow. Of course I’m not speaking in the literal sense, with their fists clenching wads of bills; but rather the concepts and principles of the use of money, saving, spending, and good stewardship. As a Christian, what better place to get that guidance than the scripture? In a search through the Bible, I’ve found three basic purposes for money to teach to them—and share with you here.

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How Much to Pay a Pastor for a Wedding

Many of you who plan to get married in the future can think right away of the pastor you would want to do your wedding.  Even if you don’t, nearly every state requires a member of the clergy to officiate a legally recognized wedding.  Since this is the case and because budgeting is such a key component of planning a successful wedding, how much should you pay a pastor for a wedding?  What are other key factors should you keep in mind when you contact your pastor?

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Tithing When Your Spouse Doesn’t Approve

A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.”  My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents.  However, as the conversation settled in, I began to question my friend’s actions.Her situation is similar to the question, “What if My Husband Won’t Let Me Tithe?” submitted to Pastor Roger at Crosswalk.com.  Two differences are that my friend’s husband is not a believer…

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